:root{
  --gold-1:#FFE27A;
  --gold-2:#FFC61A;
  --gold-3:#E28A00;
  --bg-0:#0b0c10;
  --bg-1:#121319;
  --bg-2:#181a22;
  --text-0:#f4f5f7;
  --text-1:#b9bcc7;
  --text-2:#7d8090;
  --border:#262835;
  --radius:14px;
  --maxw:1180px;
}

*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:'Poppins','Segoe UI',system-ui,-apple-system,sans-serif;
  background:var(--bg-0);
  color:var(--text-0);
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}

.gold-text{
  background:linear-gradient(180deg,var(--gold-1),var(--gold-2) 45%,var(--gold-3));
  -webkit-background-clip:text;background-clip:text;color:transparent;
}

/* HEADER */
header.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(11,12,16,0.85);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--border);
}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:var(--maxw);margin:0 auto}
.brand{display:flex;align-items:center;gap:10px}
.brand img{height:40px;width:auto}
nav.main-nav ul{display:flex;gap:32px;list-style:none}
nav.main-nav a{font-size:15px;font-weight:500;color:var(--text-1);transition:color .2s}
nav.main-nav a:hover{color:var(--gold-2)}
.nav-cta{
  padding:10px 22px;border-radius:999px;font-weight:600;font-size:14px;
  background:linear-gradient(180deg,var(--gold-1),var(--gold-3));
  color:#1a1200;
}
.menu-toggle{display:none}

/* HERO */
.hero{
  position:relative;padding:110px 24px 90px;overflow:hidden;
  background:
    radial-gradient(circle at 15% 20%, rgba(255,198,26,0.12), transparent 45%),
    radial-gradient(circle at 85% 60%, rgba(255,198,26,0.08), transparent 40%),
    var(--bg-0);
}
.hero-inner{max-width:var(--maxw);margin:0 auto;text-align:center}
.eyebrow{
  display:inline-block;padding:6px 16px;border-radius:999px;
  border:1px solid rgba(255,198,26,0.35);color:var(--gold-2);
  font-size:13px;font-weight:600;letter-spacing:.04em;margin-bottom:22px;
}
.hero h1{font-size:56px;font-weight:700;line-height:1.12;max-width:900px;margin:0 auto 22px}
.hero p.lead{font-size:19px;color:var(--text-1);max-width:640px;margin:0 auto 36px}
.hero-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}
.btn{
  padding:14px 30px;border-radius:10px;font-weight:600;font-size:15.5px;
  display:inline-flex;align-items:center;gap:8px;transition:transform .2s, box-shadow .2s;
}
.btn-primary{
  background:linear-gradient(180deg,var(--gold-1),var(--gold-3));
  color:#1a1200;box-shadow:0 8px 24px rgba(255,198,26,0.25);
}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 30px rgba(255,198,26,0.35)}
.btn-outline{border:1px solid var(--border);color:var(--text-0)}
.btn-outline:hover{border-color:var(--gold-2);color:var(--gold-2)}

.stat-row{display:flex;gap:56px;justify-content:center;margin-top:70px;flex-wrap:wrap}
.stat-row .stat{text-align:center}
.stat .num{font-size:32px;font-weight:700}
.stat .label{color:var(--text-2);font-size:14px;margin-top:4px}

/* SECTIONS */
section{padding:90px 24px}
.section-head{text-align:center;max-width:680px;margin:0 auto 56px}
.section-head .tag{color:var(--gold-2);font-weight:600;font-size:13px;letter-spacing:.06em;text-transform:uppercase}
.section-head h2{font-size:38px;font-weight:700;margin:12px 0 14px}
.section-head p{color:var(--text-1);font-size:16.5px}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;max-width:var(--maxw);margin:0 auto}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;max-width:var(--maxw);margin:0 auto}

.card{
  background:linear-gradient(180deg,var(--bg-1),var(--bg-2));
  border:1px solid var(--border);border-radius:var(--radius);
  padding:32px 28px;transition:transform .25s, border-color .25s;
}
.card:hover{transform:translateY(-6px);border-color:rgba(255,198,26,0.4)}
.card .icon{
  width:52px;height:52px;border-radius:12px;
  background:linear-gradient(180deg,rgba(255,198,26,0.18),rgba(255,198,26,0.05));
  display:flex;align-items:center;justify-content:center;margin-bottom:20px;font-size:24px;
}
.card h3{font-size:19px;margin-bottom:10px}
.card p{color:var(--text-1);font-size:14.5px}

.bg-alt{background:var(--bg-1);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}

/* ABOUT / SPLIT */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;max-width:var(--maxw);margin:0 auto}
.split .badge{
  display:inline-block;color:var(--gold-2);font-weight:600;font-size:13px;
  letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px;
}
.split h2{font-size:34px;font-weight:700;margin-bottom:18px}
.split p{color:var(--text-1);margin-bottom:16px;font-size:16px}
.check-list{list-style:none;margin-top:20px}
.check-list li{display:flex;gap:12px;margin-bottom:12px;color:var(--text-1);font-size:15px}
.check-list li::before{content:"✓";color:var(--gold-2);font-weight:700}
.panel{
  background:linear-gradient(160deg, rgba(255,198,26,0.08), rgba(255,198,26,0.01));
  border:1px solid var(--border);border-radius:var(--radius);
  padding:40px;
}
.panel .row{display:flex;justify-content:space-between;padding:16px 0;border-bottom:1px solid var(--border)}
.panel .row:last-child{border-bottom:none}
.panel .row .k{color:var(--text-2);font-size:14px}
.panel .row .v{font-weight:600}

/* PROCESS */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;max-width:var(--maxw);margin:0 auto;counter-reset:step}
.step{position:relative;padding-top:10px}
.step .n{
  width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(180deg,var(--gold-1),var(--gold-3));color:#1a1200;font-weight:700;margin-bottom:18px;
}
.step h4{margin-bottom:8px;font-size:16.5px}
.step p{color:var(--text-1);font-size:14px}

/* CTA */
.cta-band{
  max-width:var(--maxw);margin:0 auto;border-radius:24px;
  background:linear-gradient(135deg, rgba(255,198,26,0.14), rgba(255,198,26,0.03));
  border:1px solid rgba(255,198,26,0.25);
  padding:64px;text-align:center;
}
.cta-band h2{font-size:32px;margin-bottom:14px}
.cta-band p{color:var(--text-1);margin-bottom:30px}

/* FOOTER */
footer.site-footer{background:var(--bg-1);border-top:1px solid var(--border);padding:64px 24px 0}
.footer-grid{
  max-width:var(--maxw);margin:0 auto;
  display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px;
}
.footer-brand img{height:36px;margin-bottom:16px}
.footer-brand p{color:var(--text-2);font-size:14px;max-width:280px}
.footer-col h5{font-size:14px;margin-bottom:18px;color:var(--text-0)}
.footer-col ul{list-style:none}
.footer-col li{margin-bottom:11px}
.footer-col a{color:var(--text-2);font-size:14px;transition:color .2s}
.footer-col a:hover{color:var(--gold-2)}
.footer-bottom{
  border-top:1px solid var(--border);padding:24px;text-align:center;
  color:var(--text-2);font-size:13px;max-width:var(--maxw);margin:0 auto;
}
.footer-bottom .legal-links{display:flex;gap:6px;justify-content:center;flex-wrap:wrap;margin-top:10px}
.footer-bottom .legal-links a{color:var(--text-2)}
.footer-bottom .legal-links a:hover{color:var(--gold-2)}
.footer-bottom .sep{color:var(--border)}

/* LEGAL PAGES */
.legal-page{max-width:820px;margin:0 auto;padding:70px 24px 100px}
.legal-page .updated{color:var(--text-2);font-size:14px;margin-bottom:40px}
.legal-page h1{font-size:38px;margin-bottom:10px}
.legal-page h2{font-size:22px;margin:38px 0 14px;color:var(--gold-2)}
.legal-page p, .legal-page li{color:var(--text-1);font-size:15.5px;margin-bottom:14px}
.legal-page ul, .legal-page ol{padding-left:22px;margin-bottom:14px}
.legal-page strong{color:var(--text-0)}
.legal-page .callout{
  border:1px solid rgba(255,198,26,0.3);background:rgba(255,198,26,0.06);
  border-radius:var(--radius);padding:22px 24px;margin:24px 0;
}
.legal-page a.inline-link{color:var(--gold-2);text-decoration:underline}

@media (max-width:960px){
  nav.main-nav, .nav-cta{display:none}
  .grid-3, .grid-4{grid-template-columns:1fr 1fr}
  .split{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .hero h1{font-size:38px}
  .cta-band{padding:40px 24px}
}
@media (max-width:600px){
  .grid-3, .grid-4, .steps, .footer-grid{grid-template-columns:1fr}
  .hero h1{font-size:32px}
  section{padding:60px 20px}
}